Mortgages

First-Time Homebuyer Programs in Maryland

2022-05-23T18:43:06-04:00June 20th, 2020|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.7" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]There are several first-time homebuyer programs in Maryland, but you might not be aware of all of them. And because these programs can change (and new ones can pop up), it’s a good idea to talk to your REALTOR® if you’re

The Complete Guide to Private Mortgage Insurance

2022-05-23T18:43:06-04:00May 20th, 2020|Categories: Buyers, Insurance, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , |

[et_pb_section fb_built="1" admin_label="section" _builder_version="3.22"][et_pb_row admin_label="row" _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text admin_label="Text" _builder_version="4.4.6" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home, whether it’s in Ellicott City, Catonsville or anywhere else, your lender will most likely want you to come up with 20 percent of the home’s purchase price as a down payment. If you

What is an Earnest Money Deposit When You Buy a Home for Sale in Ellicott City (or Elsewhere in Maryland)?

2022-05-23T18:43:06-04:00May 6th, 2020|Categories: Buyers, Mortgages, Tips, Life Hacks & How-to|Tags: , , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.5" background_size="initial" background_position="top_left" background_repeat="repeat" hover_enabled="0" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]When you buy a home for sale in Ellicott City, you’ll most likely put down an earnest money deposit. But what is this deposit, what happens to the money, and will you get it back? Here’s what you need to know.

What is a VA Loan?

2022-05-23T18:43:08-04:00April 9th, 2019|Categories: Buyers, Mortgages|Tags: , , , , , , , |

[et_pb_section fb_built="1" _builder_version="3.22"][et_pb_row _builder_version="3.25" background_size="initial" background_position="top_left" background_repeat="repeat"][et_pb_column type="4_4" _builder_version="3.25" custom_padding="|||" custom_padding__hover="|||"][et_pb_text _builder_version="4.4.7" background_size="initial" background_position="top_left" background_repeat="repeat" custom_css_before="h1, h2, h3, h4, h5, h6 {|| font-family: 'poppins',Helvetica,Arial,Lucida,sans-serif;||}||"]If you're a current or retired member of the U.S. Armed Forces, or if you're a qualifying dependent or U.S. government employee, you could be entitled to use a VA loan.So what is a VA loan, and how do you get one?

What is a Short Sale?

2022-05-23T18:43:08-04:00March 21st, 2019|Categories: Buyers|Tags: , , |

When you're looking at Ellicott City homes for sale, you'll probably run into a few listed as short sales. But what is a short sale, and should you buy one? What is a Short Sale? A short sale is a sale that occurs when a homeowner owes more on a home than it's worth. Usually, owners don't attempt a short sale unless they owe the

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